Sankara Reddy Thamma. 2024. “Reimagining Credit Underwriting With Agentic AI : Real-Time Decisions, Transparent Scoring, and Inclusive Automation ”. International Journal of Scientific Research in Computer Science, Engineering and Information Technology 10 (6): 390-95. https://www.ijsrcseit.com/index.php/home/article/view/CSEIT24106175.